Check Loan Eligibility Without Impacting CIBIL

Simulate your loan eligibility using real bank & NBFC rules — private, accurate, and with zero CIBIL enquiry.

Check My Eligibility

Plan Better with Smart Financial Tools

Use our free EMI, SIP, FD, and Loan Eligibility calculators to make better decisions based on real-world numbers.

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Paying High EMIs? Switch to a Better Loan

We compare Balance Transfer options — move high-cost loans and credit card debt to lower-rate lenders and reduce EMI by up to 40%.

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Learn Smarter Finance with Our Blog

Easy-to-understand financial guides — we simplify loans, credit scores, interest rates, and policies so you can make confident decisions.

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Boost Your Credit Score

Learn how consistent habits can help you qualify for better loans and lower interest rates.

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Why Choose TechFinserv?

🔒 No CIBIL Impact

We evaluate eligibility without triggering an enquiry.

💸 Accurate Loan Simulation

Know your real approval chances, Rate of interest & Charges

📃 Transparent Charges

Understand every cost before you apply.

⚡ Quick Processing

From eligibility check to disbursal — simplified.

Free Tools

Access EMI, SIP, and loan eligibility calculators anytime — 100% free, no signup needed.

Smart Money Choices

From SIP strategy to boosting your credit score, we help you decide with confidence.

Easy to Understand

Our blogs explain loans, investments, tax, and credit in simple words — no jargon, no confusion.

Always Updated

We keep calculators and articles updated with the latest rules, rates, and market changes.

💰 Explore Loan Options We Offer

Personal Loan

Instant approval, minimal documents, and flexible EMIs.

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Flexi Loan

Revolving credit with EMI option — ideal for variable cashflow.

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Flexi Hybrid Loan

Overdraft + EMI combo — pay only for what you use.

Learn More →

Home Loan

Competitive rates & longer tenures for your dream home.

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Business Loan

Working capital & expansion finance tailored for SMEs.

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Loan Against Property

Lower rates by leveraging your residential or commercial property.

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🔄 Simple, Smart, Transparent Loan Process

1

Profile Review (No CIBIL Enquiry)

Share salary, employer type, and obligations. We run a private simulation — your credit file stays untouched.

2

Eligibility Simulation & Comparison

We model lender policies and compare offers across banks & NBFCs with itemised costs.

3

Best Offer Selection

Choose the most suitable lender based on rate, EMI, tenure, processing fee, and prepayment rules.

4

Documentation & Processing

We prepare and submit your file, coordinate with the lender, and handle follow-ups.

5

Bank/NBFC Disbursal

On approval, the lender disburses funds. We guide final steps and clarify any charges.

“We bring transparency to every step of your loan journey.”

Popular Finance Calculators

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EMI Calculator

See exact monthly payments and better plan your loan.

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Loan Comparison

Quickly compare interest, tenure, and EMIs for best offers.

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FD Calculator

Estimate fixed deposit returns for smarter savings.

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Budget Planner

Set targets, manage money flows, and stick to goals.

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Finance Guides You Can Trust

Our finance blog breaks down complex money topics into simple, actionable steps.

Investments

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Tax Saving

Explore Section 80C options, ELSS, PPF, and more to reduce tax liability smartly.

Credit Score

Get tips to boost your credit score and qualify for better loans at lower interest rates.

Budgeting & Money Management

Learn how to track expenses, build a budget, and set financial goals that help you save more every month.

Insurance & Protection

Understand life insurance, health cover, and term plans — essential tools to secure your family's financial future.

Finance Guides You Can Trust

Our finance blog breaks down complex money topics into simple, actionable steps.